George Dellios

George Dellios has graduated the School of Law of Aristotle University – Faculty of Law and Economics (1975). He was nominated a Doctor of Laws by the University of Regensburg, Germany (1981) after obtaining a doctoral degree on “mixed contracts”, under the supervision of Prof. Dr. Dr. h.c. Dieter Medicus. In 1996 he was appointed at the Faculty of Law of the Aristotle University, where he worked as a first-level Professor of Civil Law, Civil Procedural Law and Labor Law. He has been teaching at the National School of Magistrates since 2003 and been a member of the same School’s Faculty Board since 2009. Since 2020 he is Professor Emeritus of the Aristotle University of Thessaloniki.

He was a Supreme Court Attorney (1985-2012) and a member of the Thessaloniki Bar Association from 1976 to 2012, engaging mainly in civil law, commercial law and banking law disputes. He has served as legal counsel for Macedonia-Thrace Bank (1980-1998), Head of the Legal Services Network (1985-1989) and as Head of Legal Services (1989-1996) and Legal Counsel of the Board of Directors of the same Bank and of the Bank’s Group of subsidiaries (1996-1998). As of 2012 he engages exclusively in legal consulting.

He was Vice-Rector of Human Resources of the Aristotle University of Thessaloniki (2018-2019); Dean of the Law Faculty since September 2013; School of Law representative at the Senate of Aristotle University; Chairman of the Aristotle University Legal Committee since 2013; Vice Chairman of the same Committee since 2010; Member of Legal Committee since 2006.

He is founding member of the Hellenic Civil Law Association (1994), of the Law Society of Northern Greece (1987), of the Macedonian Association for Commercial Law (1995) and of the Consumer Protection Association (2002); Member of the Board of Directors of the Civil Law Association since 2005 and member of the Board of Directors of the Consumer Protection Association; Member of the Society for Macedonian Studies (2009). Member of the editorial board of the monthly legal magazine “Private Law Chronicles” (ChrID) and regular research associate for the monthly legal magazines “Business and Corporate Law” (DEE) and “Civil Law Application Cases” (EfAD).

He has authored six legal books and numerous articles published in legal journals.

Τeaching experience at the Law School of Aristotle University of Thessaloniki (AUTH): At the undergraduate level, he has taught the following modules: General Principles of Civil Law, Law of Contracts, General Contract Law, Special Contract Law, Special Courses for Deeper Approach on Civil Law, Civil Law Consumer Protection, New Contract Forms in Modern Transactions. Within the framework of the Erasmus Programme, he has taught the module “Moderne Vertragstypen” (Modern Contract Types) in German. At the postgraduate level, he has taught the modules “Aspects and Limits of Contractual Freedom”, “Issues from the Law of Legal Persons”, “Concurrence of Claims and Related Issues”, “Special Courses of Private Law Methodology”, and “Special Issues in Financial Transactions”.

At the Law School of York Europe Campus, he teaches the modules “Consumer Protection Law” and “Composite Applications in Private Law” as part of the Undergraduate Studies Programme titled “Greek Law with Common Law”, and the module “Legal Research and methodological tools” as part of the Postgraduate Programme titled “Business Law”.

His research interests include Law of Contracts, Law of Torts, Civil Law of Consumer Protection and Private Law Methodology.

A. Monographs

1. Monograph, entitled: «Zur Präzisierung der Rechtsfindungsmethode bei gemischten Verträgen», PhD thesis, Regensburg 1981, pp. 1-288 (in German).
2. Monograph, entitled: “Particularly slight negligence; Modern trends in the law of civil liability”, Sakkoulas Ed. Thessaloniki 1993, pp. 1-84.
3. Monograph entitled: “Consumer Protection and the System of Private Law, Volume II: Judicial review of the content of consumer contracts – limitations thereof (under L. 2251/1994 and L. 2741/1999)”, Sakkoulas Ed., Athens-Thessaloniki 2001, pp. Ι-ΧΧΧV and 1-606.
4. Monograph entitled: “Consumer Protection and the System of Private Law, Volume I: The consumer as a subject of legal protection”, Sakkoulas Ed., Athens-Thessaloniki 2005, pp. I-XXXII and 1-552.
5. Monograph entitled “Individual and collective consumer protection against poor negotiation of contract terms. Interpretation of Articles 2 and 10 of L. 2251/1994 after L. 3587/2007″, Sakkoulas Ed., Athens-Thessaloniki, 2008, pp. Ι-ΧΧΙΙ and 1-412.
6. Monograph entitled “General Terms of Contracts”, Sakkoulas Ed., Athens-Thessaloniki, 2013, pp. Ι-ΧΧXIV and 1-661.

B. Selected Articles in Law Reviews or Chapters in Books

1. Study entitled “The ostensible justification of court decisions through mere reliance on the general clauses of the Civil Code”, Arm. mag. 1992, 862-871.
2. Study entitled “Form and interpretation of contract law (a contribution in understanding exemplary statutory regulations)”, Arm. mag. 1992, 1202-1213.
3. Study entitled “Distinguishing particularly slight negligence” Arm. mag. 1993, 710-719.
4. Study entitled: “The phenomenon of contracts violating statutory regulations”, in: Modern civil law matters beyond the CC system, Athens-Komotini 1995, pp. 77-83.
5. Contribution to the collective work entitled “Consumer Protection Law – Greek and European Law (systematic article interpretation of L. 2251/1994, as in force after L. 3587/2007), edited by: El. Alexandridou”, Nomiki Vivliothiki Ed., 1st edition, 2008, and in particular the interpretation of Article 2, pp. 69-138; 2nd edition 2015, and in particular interpretation of Article 2, p. 88-169; 3rd edition, 2018, and in particular interpretation of Article 2.
6. Study entitled: “The critical degree of disruption of the contractual balance in assessing the content of general transaction terms (Reflections based on the partial re-wording of the general clause of Article 2 § 6 of L. 2251/1994 by Article 10 § 24 section (b) of L. 2741/1999)”, Arm. mag. 2000, 1181-1195.
7. Study entitled “Aspects of the modern Supreme Court jurisprudence on matters relating to the collective review of the general terms of consumer contracts (Reflections based on Supreme Court judgment Nr. 1219/2001)” EllDni mag. 2001, 1495-1526.
8. Study entitled “Interpretation matters of Article 3 of EU Directive 93/13″, EEEurD mag. 2001, 793-836.
9. Study entitled “Interpretation matters of Article 4 of EU Directive 93/13″, EEEurD mag. 2002, 513-559.
10. Study entitled “Organized trips and consumer protection”, ChrID B/2002, 298-307.
11. Study entitled: “The difference between the jurisdictional criteria applied in respect of individual and collective actions in reviewing the general terms of consumer transactions”, EpiskED mag. 2002, 352-369.
12. Observations on the ECJ judgment of 12.3.2002 (Leitner/TUI), C-168/00, EEEurD mag. 2002, 396-398.
13. Study entitled “Clauses on the fictitious awareness and fictitious acknowledgment of the amount of debt in consumer credit contracts”, KritE mag. 2002/2, 31-48, and Minutes of the 1st Conference of the Consumer Protection Association (07/09/2002), Athens-Komotini 2004 , pp. 193-210.
14. Study entitled “Good faith and general transaction terms”, NoB mag. 2003, 218-232 (published also in the 2000-2003 volume of Official Speeches of the National and Kapodistrian University of Athens).
15. Study entitled: “Prohibition of not individually negotiated liability exclusion clauses, following the amendments to Sections 332, 334 § 2 CC (Article 2 of L. 3043/2002)”, Arm. mag. 2003, 310-313 and ΕΝΟΒΕ mag., vol. 52, Athens-Thessaloniki, pp. 83-93.
16. Study entitled “Individual Rights, Private Law, consumer protection and bank loan guarantees”, Digesta 2003, 357-388.
17. Study entitled: “The presumed liability of service providers”, Digesta 2003, 256-263 and Arm. mag. 2004, 189-194.
18. Study entitled «Trends of broadening the scope of consumer protection in the European area”, published in the book of minutes of the Center of International and European Economic Law under the general title: “Civil, Labor and International Procedural Law-Recent developments in the European area,” Athens-Komotini 2005, pp. 31-41.
19. Study entitled “Jurisprudential developments on the review of the content of the terms of bank credit agreements,” EpiskED mag. 2005, 1-14.
20. Study entitled: “The proposed regulation for the early repayment of consumer credit under the revision process of Directive 87/102/EEC” EfAD mag. 2008, 28-35.
21. Study entitled: “The new form of collective actions under Article 10§16(d) of L. 2251/1994 (Article 13 of L. 3587/2007) in the example of abusive terms in consumer contracts”, Arm. mag. 2008, 1005-1015, Digesta 2008, 1-15.
22. Study entitled “Defects of resolutions adopted by the General Meetings of Unions”, published in the collective work: Kl. Roussos (editorship), Corporate Law, Liber amicorum Philippos Doris (2010), § 21, pp. 458-507.
23. Contribution to the collective work “Apostolos Georgiadis, Brief Interpretation of the Civil Code, Volume I”, Athens, 1st edition, 2010, through the interpretation of Sections 61-126 CC, pp. 157-253; 2nd edition, 2023, through the interpretation of Sections Articles 61-126 CC, p. 187-295.
24. Study entitled: “The limits of protection against “undesired” contracts, based on the options for the discharge from liability of parties contracted with weight loss and fitness centers – Ministerial Decision Ζ.1-1262/29.10.2007 of the Deputy Minister for Development”, Liber amicorum M. Karasis = EpiskED mag. 2010, 1-59.
25. Study entitled “The legal relationship between ports and port service users, with reference to the Port Regulation”, Liber amicorum D. Papasteriou = ChrID mag. 2010, 504-509.
26. Study entitled: “The exclusion of the debtors’ primary or sole residence from the liquidation of their property under Article 9 § 2 of L. 3869/2010 in regulating the debts of over-indebted individuals”, ChriDik mag. 2010, 296-301.
27. Study entitled “Outstanding bank credit agreements in times of economic crisis”, ChrID mag. 2012, 246-250.
28. Study entitled “Over-indebted guarantors in the procedure of L. 3869/2010″, ChriDik mag. 2012, 349-353.
29. Study entitled “The protection or not of the borrower of a professional bank loan as a consumer”, EpiskED 2013, p.1 et seq.
30. Study entitled ‘Offene Rechtsfragen als Folge von Auswirkungen der Finanzkrise auf bestimmte Modifikationen des “Cross Border Leasing” (Sale and Lease Back, Lease In-Lease Out)’, in: Troeger/Karampatzos, Gestaltung und Anpassung in Krisenzeiten, Mohr Siebeck 2014, S. 111-118.
31. Study entitled “Greek jurisprudence on the protection or not of the guarantor as consumer”, Proceedings of a scientific two-day conference of the International Hellenic University from 10/11.1.2014.
32. Study entitled “The lack of insolvency capacity as a prerequisite for the inclusion of the over-indebted guarantor in the procedure of Law 3869/2010”, EpiskED 2014, p. 13-20.
33. Study entitled “Issues regarding the possibility of generalized “recognition of the right to compensation for consumer harm” by abusive GTC through collective action (article 10 §16 par. d ́ Law 2251/1994), honorary volume E. Kounougeri – Manoledaki (2016) p. 571-577 = EFHR 2015, p. 2-6.
34. Participation in the opinion of G. Dellios/A. Valtoudis, on “Swiss franc loan contracts. Validity of general terms and conditions and related issues”, EpiskED 2015, p. 89-132.
35. Publication on “The scope of the concept of consumer in bank credit transactions after the Greek Supreme Court 13/2015”, volume of proceedings of the 7th Panhellenic Conference e-THEMIS “Credit Institutions – Institutional and Legal Aspects”, Nomiki Bibliothiki, Athens 2016, pp.17-22.
36. Study entitled “Liability from investment advice – in particular the investor’s status as a consumer”, publication in the volume of proceedings of the 1st Conference of the Society for the Study of Commercial and Economic Law, under the general title “Economic Law in the Era of Crisis”, Nomiki Bibliothiki, Athens 2017, p. 17-26 = honorary volume of P. Lada (2018), p. 125-134.
37. Contribution on “Die Aktualität des Denkens von Dimitrios Evrigenis”, in Evrigenis Yearbook of International and European Law, Vol. 1, pp. 36-38, published by the Hellenic Institute for the UN, created by the Hellenic Association of Political Scientists (EOPE).
38. Study entitled “Reflections on dealing with the impact of bad legislation and polynomia on the quality of the administration of civil justice”, in the Volume of Proceedings of the scientific conference organized in Thessaloniki on 4-5.5.2017 by the Study Laboratory on Transparency, Corruption and Financial Crime of the Law School of the Aristotle University of Thessaloniki in collaboration with the Society for Judicial Studies and the Judicial Association of Thessaloniki,  on the general subject: “The administration of Justice as a basic pillar of the well-governed State-Modern challenges for the improvement of the Greek system”, EDIDOE publications v. 2, Nomiki Bibliothiki 2018, p. 47-62.
39. Opinion on “Group insurance contract for employees and pensioners of an insurance company – Particularities and individual regulatory issues”, in the Honorary Volume for Professor Emeritus Yianna Karybali-Tsiptsiou, Thessaloniki 2023, p. 277-306=ECJ 2021, 1-13.
40. Book review: Sotirios I. Kotronis, The assignment of a claim by law, Monographs of Private Law, volume 8, published by P.N. Sakkoulas, Athens 2021, p. 438, published in ChRID 2022, p. 78-80
41. Paper on “Checking the validity of price adjustment clauses in electricity supply contracts”, in NoB 2022, p. 13-16.
42. Opinion entitled “The control of the inclusion, interpretation and validity of the price adjustment clause in electricity supply contracts”, in the Court of Appeal 2022, p. 921-951.
43. Study entitled “Validity of a premium adjustment term in a lifetime health insurance contract” in ECJ 2022, p. 857-868.
44. Study entitled “ESG and consumer protection”, in ChrID 2023, p. 241-249.
45. Contribution to collective work under publication “Apostolos Georgiadis, Brief Interpretation of the Civil Code, Volume II”, through the interpretation of Sections 2032-2035 CC
46. Contribution to the collective work “Compendium of Civil Code”, Nomiki Bibliothiki, with the interpretation of articles 281, 288, 388 CC.